Existing AAA life insurance customers can access manage their policies online by creating an AAA Life eServices account. Those signed up to the service can securely login to make payments, change billing and payment information, view policy details and access customer support 24/7. Below is the step by step process for creating an account, logging in and filing claims. AAA Insurance login How to Log In Step 1 – On the website (https://www.aaalife.com), click on the “Sign in or Register” link at the top right hand side of your screen as shown below. Step 2 – A sign in form with appear. Enter your User ID and password ten click on the “Sign In” button. You can now access your account. Forgot User ID – You can recover your User ID by clicking on the “forgot user ID” link at the bottom of the sign in form. Enter your email address and policy number. Forgot Password – You can reset your password by clicking on the “forgot password” link at the bottom of the login form. Enter your User ID and policy number. Enroll in Online Access Step 1 – Go to the homepage. Click on the Sign Up Now link appearing on the login form as shown below. Step 2 – You will be redirected to the enrollment form. Fill in your policy number, billing zip code, name, social security number, date of birth, and AA membership number (optional). Click on the “Register” button to complete the enrollment process. Make a Claim Claims are submitted in writing or over the phone. Call member Services at 1-800-684-4222 to submit your claim over the phone. To submit a claim in writing, send a notice of the claim to the company address, or send a fax to 1-888-223-1509. You will get a claim form and instructions pertaining to the proof of loss requirement. Submit the materials for the claim to be evaluated. AAA Insurance Review AAA stands for the American Automobile Association and they make up a federation of motor clubs all around North America. While they are known for being a motorist organization they also offer auto, home, and life insurance and they have been around since 1902 and were founded in Chicago, Illinois. They are a non-profit group but as a carrier, they offer solid insurance policies at a competitive price. There are over 6o million AAA members in the U.S. and Canada and they offer a lot more than what they are known for in roadside assistance. The national headquarters for the company are in Heathrow Florida. On the main AAA member website there is AAA insurance login where you can manage and pay for your insurance policies. Types of Coverages that AAA Insurance Offers AAA offers auto, home, and life insurance and let’s look at the different types of coverage offered. Auto Insurance Here are the types of coverage for AAA auto insurance: Bodily Injury Liability – Usually this coverage is required to legally drive and it will help cover the costs for such things as funerals, income loss because of an accident, or paying medical expenses for others due to an accident that was your fault. Property Damage Liability – This will help pay for repairs or the full replacement of another person’s vehicle as well as property damage when there is an accident and you are at fault. Uninsured and Underinsured Driver – This coverage will help cover medical costs to both you and passengers in your vehicle if you are injured caused by a driver that is not covered by insurance or does not have enough coverage in the policy they have. (Note – there are many states in the U.S, where you are required to carry this type of coverage). Medical Payment Coverage – Coverage that will aid in paying medical expenses for both you and passengers in your vehicle if you are in an accident and the person at fault does not matter. Collision Coverage – This will help cover the expenses for both the repairs or a replacement to a vehicle you own and who is at fault in the accident does not matter. If you are financing a vehicle the lender of it will, more often than not, it is required that you have this type of coverage. Comprehensive Coverage – This will help pay for repairs and possible replacement of a vehicle you own if it is stolen or there is damage to it not caused by an accident. Personal Injury Protection (PIP) – This coverage helps with payments for such things as the loss of income, funeral expenses, and medical expenses for not only you but your family as well and it does not matter who is at fault in the accident. (Note – this coverage is not available from AAA in all 50 states). Rental Reimbursement – This will aid in the costs of renting a vehicle if yours is being repaired after an accident. New Car – This coverage will fill the payment gap in terms of the value of depreciation if your vehicle is totaled in an accident and needs to be replaced. Additional coverage options include gap insurance, OEM exterior repair coverage, new car replacement, ride-share insurance, and custom equipment coverage. Home Insurance AAA is known for auto insurance but also has home insurance coverage as well. Here are the types of coverage offered: Other Strictures – This will help pay for damage for structures that are detached from your property. Personal Property – This policy will insure the contents of your home. You have the choice to increase this coverage for items that are of higher value. Loss of Use – This can help pay for things such as hotel or home rentals if you cannot live in your home after damage that is covered by the policy. Personal Liability – This coverage aids in costs to both people and property damage if the damage happens on property that you own. Medical Payments
