American Modern Home Insurance Reviews

American Modern home insurance policies are classified into three main subsections: manufactured home, standard dwelling, and vacant property/vacation rental. Although the company specializes in writing policies for manufactured/mobile homes, normal homes can also be insured (only if the homeowner cannot obtain insurance through another private insurer due to location, past claims, etc.). Free quotes are available for all of American Modern’s insurance products, and can be obtained either via telephone (1-866-880-8651), or by requesting a quote using the form on the website (a detailed overview of this option is described below). How to Get a Quote Step 1 – Start by going to the American Modern homepage (www.amig.com). Step 2 – Scroll down, and click one of the links under the ‘Shopping for insurance?’ section. Note: Or click this link to go directly to the main insurance products page.  Step 3 – On the next page, click the ‘Get a Quote’ link, and then click the ‘Fill out a quote form’ link that appears in the drop-down list. Step 4 – If prompted to, select your state of residence, and then hit ‘Submit.’ The quote request form will load. Step 5 –  Enter the following details into the form: Note: Required information will vary from product to product. First name Last name Date of birth Address ZIP code Model year Length Width Year that home was purchased Type of home foundation Miles to closest fire department If the home is currently insured or not Desired coverage start date Best phone number for daytime contact Alternate phone number Email address Best time to contact you Step 6 – After reviewing all of the details that you entered, click the ‘Submit’ button to finish the request process. You will be contacted within one business day by an agent who will go over what policies you qualify for/coverage options.

Manage your American Modern home insurance policy 24/7 by registering for online access. Benefits of creating an account include having access to policy/billing documents, online bill pay, and the ability to quickly update personal account details (address information, contact numbers, etc.). Policyholders can also manage their accounts via the mobile app (use the links at the top of the page to download the app to your iOS/Android smartphone or device). Claims can be reported online, over the phone, or through postal mail. Use the guides below to learn how to sign in, register a new account, and file a claim online. How to Get a Quote Step 1 – Go to the account management page by right-clicking the ‘Login’ button at the top of this page, and then pressing ‘load link in a new window/tab.’ (The AMIG account management page will then load in a new tab). Step 2 – Press one of the ‘Login’ links as outlined in the screenshot below. You will be transferred to the main account access page. Step 3 – Enter your user ID and password into the input fields, and then click the ‘Log In’ button. Forgot Password – On the main account access page, enter your user ID and then click the ‘Forgot Your Password?’ link (users are required to enter their username before resetting their password). If you do not know your user ID, click the ‘Forgot Your User ID?’ link. Enter your account email address, and hit ‘Retrieve Login.’ Your user ID will be sent to the email address associated with your account. Enroll in Online Access Step 1 – On the account management page, scroll down and click the ‘Sign Up For Online Services’ button. The account creation page will load in a separate tab/window. Step 2 – Enter the following details into the form: Last name Policy number ZIP code First name Last name User ID Password Email address Mobile phone number Step 3 – Agree to the Terms of Service, and then click ‘Confirm Opt-In.’ Make a Claim Property claims can be reported online, over the phone, and through postal mail. To report a claim over the phone, call 1(800)-375-2075. Follow the guide below to learn how to file a claim online. Step 1 – Go to the main claims page here. Step 2 – Click the ‘File Online Now’ link on the right side of the page. Step 3 – Enter the following information into the form: Policy number Policy type Name Address details City State ZIP Phone number Best time to call Email address Loss date Time of loss City of loss State of loss ZIP of loss Description of what happened Number of rooms damaged Number of items damaged Number of people who live in the home Number of pets that live in the home Number of disabled residents Whether or not you need temporary housing Images Step 4 – Review the information that you entered for accuracy, and then click the ‘Start Claim’ button to submit your claim for processing.