Citizens Property Insurance Reviews

Citizens Property Insurance (otherwise known as Citizens) is the largest property insurance provider in the state of Florida, servicing over 1 million policyholders. The company (which is classified as non-profit) was formed in 2002 by the Florida Legislature (the product of a merger between Florida Residential Property and Casualty Joint Underwriting Association, and Florida Windstorm Underwriting Association ). The company has its corporate headquarters in Tallahassee, Florida.

Free Citizens Property Insurance Quote

Citizens Property Insurance is a non-profit company that was created by the Florida Legislature. It only offers policies to personal and commercial customers who are not able to obtain property insurance through a private company. Specifically, Citizens can only write a new policy if the customer is not eligible to obtain coverage via a private insurer, or the premiums charged by private insurers (approved by the State of Florida) are higher than 15% when compared to the current premiums offered by Citizens. Because of the somewhat complicated eligibility requirements, only agents licensed to work with Citizens can approve/purchase new policies. The guide below provides a general overview of how to find an agent, as well as how to determine if your property is eligible for a wind-only policy. How to Get a Quote Step 1 – Review the policy eligibility guidelines on this page. Step 2 – Use the form on the right side of the page (outlined in red below) to find an agent in your city. Enter one of the following variables: agent’s first name, last name, your ZIP code, or county. Step 3 – Click the arrow button to load the results page. Agent names will be displayed, along with an address of their office location, and email addresses/phone numbers. Determine Wind-Only Eligibility – On the ‘Get a Policy’ page (link above/at the top of the page). Scroll down until you see the ‘Wind-Only’ form. Enter your property’s street address, city, and ZIP code. Click the arrow button to see if your property qualifies for a wind-only policy.

Read More »

Citizens Property Insurance Login | Make a Payment

Learn how to sign in to your Citizens Property Insurance account, register for online access, make payments, and report a claim by reading the guides on this page. Benefits of having a ‘myPolicy’ account (Citizen Property’s online account management system) include the ability to view/download important policy information, payment plan details, as well as pay your premium online (online payment availability varies, see below for more detailed information). How to Log In Step 1 – Go to the homepage by entering into your internet browser. Note: You can also click the ‘Login’ button at the top of the page to load the homepage in a new window/tab. Step 2 – Press the ‘Manage my Policy’ link (as seen in the screenshot). You will be taken to the main account access page. Step 3 – Click the ‘Login’ link in the top right corner of the page. A drop-down form will load. Select ‘Policyholder.’ Step 4 – Enter your account username and password, and then click the blue arrow button to sign in. Forgot Password – If you do not know your password, press the ‘Forgot Password’ link in the drop-down login form. Enter your username, policy number, email address, and phone number. Click ‘Next’ to move on to the next step and reset your password. Online Payment Options – Certain policyholders may be able to make online payments (availability varies). All customers are able to have their agent make an electronic payment on their behalf. Go to this page for more details regarding accepted forms of payment. Enroll in Online Access Step 1 – Go to the main ‘myPolicy’ page here. Step 2 – Click ‘Register Now.’ Step 3 – Enter your policy number, email address, and phone number. Click ‘Next.’ Select your username, password, and other verification credentials. Make a Claim Step 1 – Report a claim by calling the dedicated claims line (open 24/7) at 1-866-411-2742. You will need to have the following information on-hand: Policy number Personal details (full name, address, contact numbers, etc.). Description of the loss/damage Mortgage details (if applicable) Step 2 – After reporting your claim you will be assigned a claim number, and given your adjuster’s name/contact information.

Read More »
Protect your future. Request a free insurance quote today and save.