Guardian Health Insurance Reviews

Guardian health insurance plans can be used as supplemental policies to standard medical/health insurance. Available policy types include voluntary critical illness, cancer, and hospital indemnity. Voluntary critical illness policies pay the policyholder two lump sums (one for the initial diagnosis of a covered illness, and another for the second diagnosis). Cancer insurance provides lump sum payments for various types of medical expenses (and related costs). Hospital indemnity is ‘guaranteed issue,’ and pays a benefit to the policyholder if they are admitted to a hospital with a covered illness or injury. If you are a current Guardian supplemental health insurance policyholder, learn how to access your policy online via the ‘login’ guide.

Guardian Health Insurance Login | Make a Payment

Guardian health insurance policies are mainly group-based, meaning that you enroll in them via your employer’s benefits program (however certain policies may be purchased individually). Policyholders (employees) and employers can both use the Guardian Employee Benefits website to access account information. Medical providers can use the site as well (to access policy details, submit claims, etc.). Learn how to sign in via the login guide below. If you have a policy but are not yet registered, follow the instructions in the enrollment section. How to Log In Step 1 – Begin by going to the Employee Benefits homepage (link will open in a new browser window/tab). Step 2 – Enter your user ID and password into the sign-in form on the right side of the page (as outlined below). Forgot Password – Click the ‘Forgot Password’ link on the homepage login form. Enter your user ID and then hit ‘Submit.’ Verify your identity in order to reset your password. Enroll in Online Access Step 1 – Click the ‘Register Now’ link in the homepage sign-in form. Step 2 – Select your user type from the list of options (member, dependent, employer, administrator, agent, health care professional, etc.). Step 3 – Agree to the terms/conditions. Step 4 – Enter the following details into the input fields: First name Last name Email address Phone number Social security number Date of birth Group ID (can be found on your insurance card/summary/enrollment kit) Step 5 – Create your user ID, password, and security questions/answers. Step 6 – Hit ‘Submit.’ Make a Claim Step 1 – Click the ‘Find a Claim’ link on the homepage to download a claim form for your policy. Note: If you are enrolled in a cancer plan, call 800-541-7846. If you are enrolled in a critical illness plan, call 800-268-2525.

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