Horace Mann Auto Insurance Reviews

Horace Mann auto insurance is offered to educators throughout the United States (48 states and the District of Columbia). The company (otherwise known as Horace Mann Educators Corporation) was founded in 1945 in Springfield, Illinois (the same location as its current corporate headquarters). Its main products are auto and life policies, as well as annuities. More details regarding specific coverages and policy types can be viewed on the ‘Quote’ page. If you’re a policyholder, learn how to navigate the Horace Mann website by going to the ‘Login’ page.

Free Horace Mann Auto Insurance Quote

Educators who are interested in purchasing a Horace Mann auto insurance policy can request a free rate quote via the form on the Horace Mann website (instructions provided in the below section). Coverages vary from state to state, however liability, uninsured/underinsured, medical payments, PIP (personal injury protection), collision, and comprehensive are available in most states. Emergency road service and rental reimbursement are available as add-on features.  Qualifying customers can receive discounts for being an educator, having multiple policies or vehicles, being an educator at a qualifying member school, or being a new customer. Learn more about the products and services available in your state by going to the main auto insurance page here (link will open in a new tab or window). How to Get a Quote Step 1 – Start by going to the homepage (www.horacemann.com). Note: You can also click the link at the top of this page to load the homepage in the same browser window.  Step 2 – Select ‘Auto’ from the drop-down list on the right side of the page. You will be taken to the request form. Step 3 – Select whether you are an educator, or a current customer. Step 4 – Enter the ZIP code of your school district. After entering your ZIP code, the form will automatically load agent contact details on the right side of the page, as well as a drop-down list that you will use to select which school that you work in. Click ‘Next’ after choosing your school from the list. Step 5 – Choose between entering detailed information in order to receive a direct quote from an agent, or only entering general details (an agent will call you to complete the quote process). Step 6 – Enter your first name, last name, address, SSN, email address, phone number, and occupation. Note: Click ‘Next’ or ‘Back’ to go to the next/previous step of the form. Step 7 – In the remaining steps you will enter driver details, vehicle information, provide any additional comments for the agent, and then review/submit the form.

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Horace Mann Auto Insurance Login | Make a Payment

If you’re a Horace Mann auto insurance policyholder, you can access your policy 24/7 by creating an online account. Benefits of enrolling in online access include the ability to update policy information, view/print ID cards, make payments, file claims, and more. You can also use ‘Quick Pay’ to pay your premiums without signing in to/creating an account. The login/registration, non-login payment, and claims processes are all detailed in the sections below. Horace mann login How to Log In Step 1 – On the homepage (https://www.horacemann.com), click the ‘Log In’ link near the top of the page (outlined in red below). You will be taken to the account access page. Step 2 – Enter your user ID, and hit ‘Continue.’ Step 3 – Enter your password to access your policy. Forgot Password – On the main sign-in page, click the ‘Password’ link under the user ID input field. You will be transferred to the password reset form. In the first section, enter your user ID, email address, last four digits of your social security number, and date of birth. Click ‘Continue’ and then enter your new password. Enroll in Online Access Step 1 – On the homepage, click the ‘Register Now’ link and you will go to the three-step registration form. Step 2 – Enter your last name, select your state, and then provide your date of birth. Step 3 – Enter your social security number (or policy number). Click ‘Continue.’ Step 4 – Enter your user ID and password, and then choose your security verification image/answer to complete the enrollment process. Non-Login Payment Step 1 – Click the ‘Make a Payment’ link on the homepage (at the top of the page). Step 2 – Press ‘Pay Now’ to go to the ‘Quick Pay’ page. Step 3 – Enter your policy number and ZIP code. Step 4 – Enter the payment amount, and payment details (card/bank information). Step 5 – Make your payment. Make a Claim Step 1 – You can report an auto claim by calling the dedicated claims line at 1-800-999-1030. For auto glass claims, call 1-888-321-9391. If you require emergency roadside assistance, call 1-877-272-0030 as soon as possible. To report a claim online, log in to your account in order to submit your claim. More information regarding auto claims can be viewed on this page. Horace Mann Auto Insurance Review Horace Mann was founded for teachers, by teachers. In 1945, two teachers from Springfield, Illinois believed that teachers were lacking in quality, affordable insurance. Horace Mann now serves more than 4,100 school districts in a variety of ways, both inside and outside of the classroom. Horace Mann also saw the need to make it easier for educators to do business with them. Their unique approach to accommodating the needs and schedules of educators while keeping premiums affordable and products custom-tailored is their hallmark.  Types of insurance offered by Horace Mann Auto Insurance Personal auto insurance through Horace Mann includes the following coverages: Liability – This coverage is required in most states and protects the policyholder from legal liability from an at-fault claim. It also provides reimbursement for medical and property damages to individuals for which you are held liable due to an auto accident. Policy limits apply. Comprehensive – When covered physical damage occurs to your vehicle that is not considered a collision, it is usually paid through your comprehensive coverage. This includes things such as hail, glass breakage, theft, and loss due to animals. A deductible may be applied.  Collision – Damage caused by collision with a stationary object or another vehicle is covered through your collision coverage. All damages are subject to a deductible.  Uninsured/Underinsured Motorist – If an individual causes damage to your vehicle or injury to you and your passengers and does not have insurance, or does not have enough insurance to cover the loss, this coverage applies. Deductible requirements vary by state.  Roadside Assistance – If your vehicle breaks down and must be towed, this coverage can help.  Rental Reimbursement – If your vehicle is not driveable due to a claim, rental reimbursement can help find you a temporary replacement vehicle until yours is repaired.  Horace Mann Auto Insurance prices Horace Mann was founded with educators in mind and a belief that educators tend to be better drivers. Because of this, they offer special discounts specifically designed for educators to help keep their rates low.  AM Best, the leading global rating agency for the insurance industry has awarded Horace Man with an excellent rating in financial strength. Strong financial stability allows Horace Mann to offer low premiums with the confidence that they will be able to meet claims demands. Horace Mann Auto Insurance discounts There are many discounts available to Horace Mann auto insurance customers to help reduce their auto insurance premiums.  Educator discount – An auto insurance discount is available simply for being an educator.  Multiline discount – Educators with more than one line of business with Horace Mann receive a discount on their auto insurance policy. Three or more lines of business may generate an additional discount.  Multicar discount – More than one vehicle insured by an educator with Horace Mann qualifies you for a multicar discount.  Association member discount – Educators who are members of qualifying education or school administration associations may receive a discount on their auto insurance policy with Horace Mann. Payroll discount – Horace Mann customers who have their premiums deducted directly from their paycheck may earn an additional discount for doing so.  New customer discount – Educators who switch to Horace Mann enjoy a new customer discount.  HMDrive® discount – This discount is for customers willing to install an app on your phone to monitor their driving activity.  Driver safety discounts – Safe driving can lead to discount rewards.  Car safety discounts – Built-in safety features on your vehicle can mean discounts on your Horace Mann auto insurance. Good student drivers discount – Student drivers who maintain excellence in the classroom may be eligible for a discount.  In addition, the Educator Advantage package is also included at no charge to every teacher who

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