Pronto Home Insurance Reviews

If you’re in the market for a new homeowners policy, get a free Pronto home insurance custom rate quote over the phone/in-person with your local agent. Basic coverages available in the majority of policies/plans include dwelling (protection up to $300,000), personal property, medical payments, “other” structures, and personal liability. Pronto only insures homes/properties that are valued at $250,000 or less. If your home has smoke detectors, burglary alarms, deadbolt locks, and a fire extinguisher you may qualify for discounts on your monthly premium.  You can either call the main customer service line to receive answers for your policy questions, or you can request a quote online (follow the detailed instructions in the section below). How to Get a Quote Step 1 – Go to the main homeowners insurance page by right-clicking the ‘Quote’ link at the top of this page and selecting ‘Open link in a new tab/window.’ Step 2 – Scroll to the bottom of the page, and click one of the options outlined in the screenshot below (‘Click Here’ or ‘Get a Quote’). After clicking one of these links you will be taken to the quote request form. Step 3 – Enter the following information into the associated input fields: First name Last name Phone number Email address Street address of property City State Type of construction (frame, stucco, brick, brick veneer) Square footage of house Value of dwelling (rounded to the nearest 1,000) Claims reported in past five years Dates of claims Various claims details Year that dwelling was built Dwelling updates (if older than 25 years) Various dwelling details (swimming pool, trampoline, heating type, animals/pets) Distance from nearest fire station Step 4 – Review all of the information that you entered into the form. Complete the captcha (enter the numbers/letters into the input field), and then click the ‘Submit’ button to submit your request. Step 5 – An agent/representative will contact you to give you your custom rate quote and go over your policy options.

Pronto homeowners insurance policyholders can pay their premiums, and make changes to/manage their policy 24/7 by signing in to their online account. If you’re a current policyholder and want to register for online access, follow the guide in the section below to learn how. Home claims need to be filed through your local agent or over the phone (only auto claims can currently be reported online), detailed claim instructions can be viewed at the bottom of this page. How to Log In Step 1 – Access your policy by going to the homepage (www.prontoinsurance.com). Step 2 – Click the ‘Login’ link at the top of the page to be transferred to the main login page. Note: The direct URL for the sign-in site is (www.webservices.prontoinsurance.com).  Step 3 – Enter your user ID and password into the input fields, and then click the ‘Login’ button. Note: You may be required to verify your account by answering a security question. Forgot Password – On the main sign-in page, click the ‘User ID or Password’ link to be taken to the login help page. Select ‘Reset My Password’ and then enter your user ID. After verifying your account you will be able to create a new password. Enroll in Online Access Step 1 – On the homepage, press the ‘Register’ link in the upper right corner (next to the login link). You will be transferred to the account creation page. Step 2 – Enter your policy number, driver’s license number, date of birth, and ZIP code. Press ‘Continue’ to go the next step (there are three steps in total to complete). Step 3 – Create your account user ID, password, and other login credentials. Make a Claim Step 1 – Home claims can only be reported over the phone via the main claims service line (1-888-224-7740 open from 7:00 AM to 9:00 PM Monday through Friday, Saturday 9:00 AM to 5:00 PM, and Sunday from 1:00 PM to 5:00 PM), or through your local agent (click here to find an agent in your area – link will open in a new window/tab). Note: After reporting your claim, you should immediately contact your mortgage company and inform them of the damage to your property. After reporting your claim with Pronto, a claims representative will contact you. More details regarding the claims process can be viewed here.